Terms of Service

By accessing and using our website, mobile site, or app (collectively referred to as the “Site”), you agree to abide by these Terms of Use, and to use the Site in accordance with these terms, our Privacy Notice, and any additional terms and conditions that may be referenced herein or applicable to specific sections of the Site or the products and services we offer through the Site. Accessing the Site in any manner, whether automated or otherwise, constitutes your use of the Site and your acceptance of these Terms of Use. Please note that merely accessing the Site to review these Terms of Use does not imply your acceptance of them unless you proceed to further access or use the Site.

We reserve the right to modify these Terms of Use or impose new conditions on the use of the Site from time to time. In such cases, we will post the updated Terms of Use on this website and update the “Last Updated” date to reflect the changes. Unless we notify you otherwise, we will not apply these changes retroactively to usage of the Site before the changes were made. You can choose to accept the updated Terms of Use by continuing to use the Site, or you can terminate your account if you do not agree with the changes.

We also reserve the right to deny access to the Site or any of its features to individuals who violate these Terms of Use or who, in our sole discretion, disrupt the ability of others to enjoy our website or infringe upon the rights of others.

Rights and Restrictions Regarding Site Content

Your Limited Right to Use Site Materials: The materials available on the Site, including the Site itself, are the property of us and/or our affiliates or licensors, and are protected by copyright, trademark, and other intellectual property laws. The Site is provided solely for your personal, noncommercial use. You may not use the Site or the materials available on it in a manner that infringes upon our rights or without our authorization. Specifically, unless explicitly permitted in these Terms of Use or by the material’s owner, you may not modify, copy, reproduce, republish, upload, post, transmit, translate, sell, create derivative works, exploit, or distribute in any way or medium (including email or other electronic means) any material from the Site. However, you may occasionally download and/or print individual pages of the Site for your personal, non-commercial use, as long as you preserve all copyright and other proprietary notices. If you wish to request permission to reproduce or distribute materials from the Site, please contact us.

Our Right to Use Materials You Submit or Post: When you submit or post any material via the Site, you grant us and those authorized by us a royalty-free, perpetual, irrevocable, non-exclusive, unrestricted, worldwide license to use, copy, modify, transmit, sell, exploit, create derivative works from, distribute, and/or publicly perform or display such material, in whole or in part, in any manner or medium (whether now known or hereafter developed) for any purpose that we choose. This includes the right to use any proprietary rights in such posting or submission, including, but not limited to, rights under copyright, trademark, or patent laws in any relevant jurisdiction. Moreover, in exercising these rights, you allow us and those authorized by us to identify you as the author of any of your postings or submissions using your name, email address, or screen name, as we deem appropriate. You acknowledge that the technical processing and transmission of the Site, including content submitted by you, may involve transmissions over various networks and changes to content to adapt it to technical requirements. You will not receive any compensation for the use of materials you submit.

Limitations on Linking and Framing: You may establish a hypertext link to our Site as long as the link does not suggest any sponsorship of your website or service by us or our Site. However, without our prior written permission, you may not frame or inline link any content from our Site or incorporate any of our material, content, or intellectual property into another website or service.

Limitations on Use of Associated Press Materials: Some material on this Site is provided by the Associated Press. By using this Site, you agree not to publish, display, broadcast, rewrite for broadcast or publication, redistribute in any medium, directly or indirectly, any Associated Press text, photo, graphic, audio, and/or video material. Furthermore, no Associated Press materials, or any portion thereof, may be stored in a computer except for personal, non-commercial use. The Associated Press is not responsible for any delays, inaccuracies, errors, or omissions in its materials or in the transmission or delivery of any part of its materials. Any damages arising from the foregoing are not the responsibility of the Associated Press. Additionally, the Associated Press may impose other terms and conditions on the use of its materials. Please refer to the Associated Press website for more information.

Access to Specific Site Features

To access certain features of our Site, we may request demographic information, including your gender, year of birth, zip code, and country. Additionally, if you decide to sign up for specific features of the Site, such as discussion forums, blogs, photo- and video-sharing pages, or social networking features, you may be required to register with us by providing information such as your name and email address. You are required to provide accurate and complete information about yourself when prompted by the Site’s registration form. If we have reasonable grounds to believe that the information provided is untrue, inaccurate, or incomplete, we reserve the right to suspend or terminate your account and deny current or future access to the Site (or any part of it). We process any information you provide to us as part of the registration process in accordance with our Privacy Notice.

Privacy

We respect the privacy of our Site’s users. Please review our Privacy Notice, as it is an integral part of these Terms of Use.

Responsibility for Your Username and Password

To access certain features of our Site, you will need to create an account with a username and password. We have the right to reject or terminate the use of any username we find offensive or inappropriate. Additionally, we may terminate the use of any username, account, or access to the Site or its features for those who violate these Terms of Use or, in our sole discretion, disrupt others’ ability to enjoy our website or infringe upon others’ rights. You are responsible for maintaining the confidentiality of your password and account, and for all activities, whether performed by you or others, that occur under your account. You must promptly notify us of any unauthorized use of your password or account, or any other security breach, and ensure that you log out of your account at the end of each session. We are not liable for any loss or damage arising from your failure to protect your password or account information.

Online Commerce

Certain sections of this Site may enable you to purchase various products and services provided by third parties. We are not responsible for the quality, accuracy, timeliness, reliability, or any other aspect of these products and services. When you make a purchase from a merchant on our Site or through a third-party website linked from our Site, the information obtained during your visit to that merchant’s online store or website, as well as the information you provide during the transaction (such as your credit card number and contact information), may be collected by both the merchant and us. Merchants may have different privacy and data collection practices than us. We are not responsible for their independent policies. 

User-Provided Content Responsibility

On this Site, you’ll find various features like discussion forums, blogs, photo and video sharing, email services, and social networking, enabling interactions between users. These features allow users to post content for display. Additionally, the Site includes personalized home pages and email services for communication with third parties. When using these features, you affirm and agree:

  1. You’ve read and accept our Community Rules.
  2. You are either the owner of the material you post or have explicit consent from the owner.
  3. You have the express consent of any individuals depicted in your posted materials.
  4. You are at least 13 years old.
  5. Your materials won’t infringe upon the rights of others or cause harm.
  6. You’ll indemnify and hold us, our affiliates, and associated individuals harmless from any liability related to content posted via your account. You also grant us a license to use your posted materials as described in the “Rights and Restrictions Relating to Site Content” section.

Responsibility for Content Posted on the Site

The responsibility for content posted on discussion forums, blogs, photo and video sharing, and any content sent via email services lies solely with the user. You, as the user, are accountable for any materials you post or send. We hold no responsibility for the content, messages, information, or files transmitted through the Site.

While we are not obligated to monitor user-generated content, we reserve the right to screen and potentially edit, move, delete, or refuse any content that, in our judgment, violates these Terms of Service or is deemed inappropriate, whether for legal or other reasons.

You acknowledge and agree that we may preserve and disclose content and materials if required by law or if, in our business judgment, it’s reasonably necessary to comply with legal processes, enforce our Terms of Service, respond to claims of rights violations, or protect the Site, our affiliates, and the public.

Classified Advertising

All classified ads are subject to our applicable rate card, available from our Advertising Department. We maintain the right to edit, refuse, reject, classify, or cancel any ad at any time. Any errors should be reported within the first day of publication.

The Site is not liable for losses or expenses resulting from ad errors or omissions. No refunds are provided for early cancellations.

Submitting a classified ad on the Site means you agree that we own the advertisement as it appears on the Site. You assign all ownership interest in the ad under copyright law or otherwise to us. Submitting an ad doesn’t guarantee its publication, and its publication doesn’t imply an agreement for continued publication. We accept only standard abbreviations and require proper punctuation. We reserve the right to edit, reclassify, revise, reject, or cancel any advertisement at our discretion. Rates and specifications for ads are subject to change.

Real Estate Advertisements; Equal Housing Opportunity

The Federal Fair Housing Act prohibits advertising that discriminates based on race, color, religion, sex, handicap, familial status, or national origin. State laws may also forbid discrimination based on these factors. We do not knowingly accept real estate advertising that violates these laws. All advertised dwellings are available on an equal opportunity basis. To report discrimination, contact the U.S. Department of Housing and Urban Development at 800-669-9777.

Limitation on Use of Company Directories

Information in company directories provided on the Site is for business lookup purposes and should not be used for marketing or telemarketing. This information may not be copied or redistributed and is provided “AS IS” without warranty. We and our suppliers bear no liability with regard to this information.

Modifications or Discontinuation of the Site

We reserve the right to modify or discontinue the Site or any portion of it at any time, with or without notice. You agree that we are not liable for any modification, suspension, or discontinuance of the Site or any part of it.

Disclaimers

Throughout our Site, we have included links and references to websites maintained by third parties. These links do not signify our endorsement or sponsorship of such websites, their content, products, or services. Furthermore, neither we nor our parent or subsidiary companies, nor any of our affiliated entities, exercise any control over the information, products, or services offered by third parties through the Site or on websites linked to by us.

The information, products, and services available on or through the Site, as well as on third-party websites, are provided “AS IS” without any warranties, either express or implied. To the fullest extent permitted by applicable law, we disclaim all warranties, including but not limited to implied warranties of merchantability and fitness for a particular purpose. We do not guarantee that the Site or any of its functions will be uninterrupted or error-free, that defects will be corrected, or that any part of the Site, including bulletin boards or the servers that make it available, is free from viruses or other harmful components.

We do not guarantee or make representations regarding the use or the results of the use of the Site or materials on this Site or on third-party sites in terms of their correctness, accuracy, timeliness, reliability, or otherwise.

You acknowledge that the provisions of this section are essential inducements for us to grant the license outlined in these Terms of Service and to provide you with access to the Site and its services.

You are responsible for providing and maintaining all hardware and/or software necessary to access the Site. You assume the full cost of and responsibility for any damage to, and all necessary maintenance, repair, or correction of, that hardware and/or software.

By using the Site, you may incur charges from your wireless carrier, internet service provider, or other methods of internet or data access, and you are solely responsible for the payment of such charges. You agree to use the Site in accordance with all requirements of your wireless carrier, internet service provider, and other methods of internet or data access. We do not control network access, and your use of these networks may not be secure, potentially exposing your personal information sent over such networks.

The Site is provided solely for informational purposes and is not intended for trading or investment purposes or for commercial use. Stock and mutual fund quotes, as well as related financial news stories, may be delayed at least 20 minutes as required by stock exchanges and/or financial information services. The Site should not be used for high-risk activities where errors may result in damage or harm to persons, property, the environment, finances, or business. You assume all risks associated with such use.

Your interactions with companies, organizations, and individuals found on or through our Site, including any purchases, transactions, or other dealings, and any associated terms, conditions, warranties, or representations, are solely between you and such parties. We are not responsible or liable for any losses or damages incurred as a result of such dealings. If there is a dispute between users of this Site or between a user and any third party, we have no obligation to intervene, and you agree to release us and our affiliates from any claims, demands, and damages arising from such disputes related to our Site.

Limitation of Liability

UNDER NO CIRCUMSTANCES, INCLUDING NEGLIGENCE, WILL WE, OUR SUBSIDIARIES, PARENT COMPANIES, OR AFFILIATES BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES ARISING FROM THE USE OF OR INABILITY TO USE THIS SITE, INCLUDING ITS MATERIALS, PRODUCTS, OR SERVICES, OR THIRD-PARTY MATERIALS, PRODUCTS, OR SERVICES MADE AVAILABLE THROUGH THIS SITE. EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. (BECAUSE SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN CATEGORIES OF DAMAGES, THIS LIMITATION MAY NOT APPLY TO YOU. IN SUCH STATES, OUR LIABILITY AND THAT OF OUR SUBSIDIARIES, PARENT COMPANIES, AND AFFILIATES IS LIMITED TO THE FULLEST EXTENT PERMITTED BY APPLICABLE STATE LAW.) YOU ACKNOWLEDGE AND AGREE THAT WE ARE NOT LIABLE FOR ANY DEFAMATORY, OFFENSIVE, OR ILLEGAL CONDUCT OF ANY USER. IF YOU ARE DISSATISFIED WITH THE SITE, MATERIALS, PRODUCTS, SERVICES, OR ANY TERMS AND CONDITIONS OF THE SITE, YOUR SOLE REMEDY IS TO DISCONTINUE USING THE SITE.